Insurances

Final Expense / Life Insurance

The hardest thing we must ever face is the death of a loved one. On top of this, surviving loved ones are often left to handle any end-of-life medical expenses and funeral costs. These expenses can add to the sense of grief and stress surviving friends and family members feel.

Life insurance is financial protection against the unexpected. It is important to have coverage at any age. Life insurance can be equally important to older people. And yes, even retirees can get life insurance to protect against high funeral and burial expense. Funeral expenses can be as much as $10,000 or more leaving the surviving spouse and family to cover the cost if there is no life insurance in place. Policy face amounts can start as low $2,000 up to $35,000.

These policies typically have three important characteristics:

• The life insurance coverage is permanent
• Life insurance premiums never change
• The life insurance policy accumulates cash value

Dental Insurance

Medicare does not cover basic dental coverage. It has been found that regular dental check ups not only keep your smile looking great but helps your overall health. Many times early detection to certain diseases can be found by your dentist. There are several ways to enroll in dental coverage, enroll in a Medicare advantage plan that includes dental coverage, enroll in a stand alone dental insurance plan or enroll in a dental discount plan offered by area dentists.

As we continue to get older we can experience our teeth softening which in turn can lead to dental problems. Having dental insurance

If you’re interested in enrolling in a dental insurance policy, contact us today!